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Loan Programs
What your loan type actually costs you
Not all mortgages are created equal. The type of loan you choose—whether it's a conventional loan, an FHA loan, a VA loan, or something else—affects your monthly payment, your upfront costs, and how much flexibility you have down the road. Some programs let you put down less money up front. Others come with different insurance requirements or eligibility rules. The right choice depends on your situation: how much you have saved, your credit history, your job stability, and your long-term plans for the home. Understanding what you're actually getting into before you sign matters more than chasing the lowest number you can find. I'm happy to walk you through what each program means for your specific circumstances. Let's talk about which loan program makes the most sense for where you are right now.
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