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Mortgage Market Update
Stacy Jetton
Edge Home Finance
Thursday, September 3, 2026
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What's your home actually worth today? |
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Hi there. This week I want to help you get a real sense of where you stand with your home's value—because it might open up options you didn't know you had.
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National Mortgage Rates · August 27, 2026
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Source: Freddie Mac PMMS & Optimal Blue via FRED
Rates shown are national averages and are provided for informational purposes only. Actual rates vary based on credit profile, loan amount, and market conditions. Please contact us for a personalized rate quote.
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Home Value Watch
Your home's worth more than you think
Most homeowners have a rough idea of what their house might sell for, but that number matters most when you're thinking about tapping into your equity. Whether you're considering a cash-out refinance, a home equity line of credit, or just want to understand your financial position better, knowing your home's current value is the starting point. A professional appraisal or a conversation with a local real estate agent can give you a clearer picture than an online estimate alone. Once you know where you stand, we can talk about whether accessing that equity makes sense for your goals—whether that's home improvements, debt consolidation, or something else entirely.
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Tip of the Week
Schedule a plumber to inspect older homes for slow leaks — water damage is expensive and often hidden until it's serious.
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Tips for Homeowners
Jumbo Loans: What They Are and How They Work
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1.
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A jumbo loan exceeds the conforming loan limit set by the FHFA — $766,550 in most areas for 2024, higher in designated high-cost markets. These loans can't be sold to Fannie Mae or Freddie Mac.
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2.
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Jumbo loans typically require stronger credit (often 700+), larger down payments (10–20%), and more cash reserves. Underwriting is more thorough and can take longer.
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3.
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Rates on jumbo loans are sometimes comparable to or even lower than conforming rates, depending on market conditions. Don't assume a jumbo loan means a worse deal — shop lenders.
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Have questions about how any of this affects your mortgage or home purchase? We're here to help — reach out to the Stacy Jetton team any time and we'll walk you through your options. |
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404-431-8843 | https://www.JetLoan.com
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